What you need to know when taking a learner driver out on the road
The budding driver has requested they practice in your family vehicle. Now, this poses the question… is this a good idea? You may be reliant on the vehicle for your daily commute and you may not be in the position financially to pay for any repairs should something go wrong. If they do have […]
Attack of the autumn leaves – Avoiding blocked drains
Autumn is upon us, the nights are drawing in and we’re begrudgingly packing away our shorts and flip-flops for another year in place of cosy jumpers, winter coats and knitted scarves. Whilst autumn has its upsides, those crispy golden leaves can become quite a nuisance. Yes, we’re talking about blocked drains… A build-up of fallen […]
How Social Media could void your insurance cover…
From a palm tree-laden Instagram snap, to broadcasting your beach beverages on Facebook, we’re all guilty of the occasional ‘holiday brag’ on social media. But holidaymakers are being warned to think twice before pressing ‘post’, to avoid risking their home security and invalidating their insurance. Famously, social media star Kim Kardashian West was attacked by […]
What does a loss adjuster do?
If you’ve ever wondered about the role of a loss adjuster in the insurance claim process, this useful guide will explain what one does and when you might need one. What is a loss adjuster? Loss adjusters are sent out to the sites of major insurance claims, such as a fire or flood in […]
Why aren’t young people learning to drive?
Figures from the Department for Transport show a rapid decline in the number of young people on the roads. Almost half of 17-20 year olds could drive in 1992-4, but that dropped to just 29% in 2014. So why are young people calling time on cars? Environmental responsibility Around two-thirds of 16 to 34 year […]
Enjoy the winter season in comfort
Your home is made of sturdy stuff, but it does need a little extra help in winter. There are a few measures you can take to make you home more comfortable and reliable in the winter months. Some of these measures will take five minutes, if that, some a little longer, but all could save […]
Top 5 Causes of Electrical House Fires
For all the ways we rely on electricity, we also invite the risk of fire into our home through its everyday use. In no particular order, here are five of the most common causes of electrical fires in our homes. Are you making any of these mistakes with your lights, laptops and chargers? Fuseboxes Improper […]
A Brief History of Insurance
For most of us, insurance is a necessary facet of everyday life – as well as forming a large portion of the economic world we live in. The UK insurance market is the largest in Europe and the third largest in the world, and according to the Association of British Insurers (ABI) it employs around […]
AVOID A £36,000 BILL– HAVE YOU TICKED ALL THE RIGHT BOXES ON YOUR TRAVEL INSURANCE?
When packing for your holidays, things such as sun cream and your passport are high on your priority list. However something else is even more essential – travel insurance, not just getting the correct one but making sure you fill out the endless forms correctly. A surprising one in five Britons travel without insurance and […]
TRAINING TO BE THE NEXT OLYMPIAN? YOU’D BETTER MAKE SURE YOU’RE INSURED
The Rio Olympics are shining a spotlight on the best and most successful athletes in the world as they compete to win Gold medals for themselves and for the country. However it’s not always world records that get shattered, as illustrated by French gymnast Ait Said’s bone-breaking injury. Injuries such as this can spell the […]
The Insurance Act – What It Means For You
The Insurance Act 2015 comes into force on 12th August 2016 and changes the way the law deals with the duty of disclosure for commercial insurance contracts. The purpose of the Act is to update the current law to reflect the way in which the insurance market has evolved in modern times with the aim […]