At Hinks, we endeavour to arrange insurance that gives you as much protection as possible. Despite this, there's always the possibility that you'll encounter a situation where a claim is not covered by your insurance policy. If a third party is to blame for a claims situation, an Uninsured Loss Recovery policy will enable you to pursue them for damages, even if the cause of the claim isn’t covered by your main insurance policy.
Uninsured Loss Recovery essentially covers the cost of your legal fees to pursue damages and the cost of repairs, even if the cause for the claim is not covered by your insurance policy*. This is particularly useful if you have basic insurance coverage with a lot of exclusions as it will enable you to avoid potentially costly repairs. For more information about Uninsured Loss Recovery, get in touch with the team at Hinks Insurance today.
*subject to terms and conditions